TEUCU Online Survey Winners!

Congratulations to Ian Ferguson and Ted Williams! These two lucky members were the latest winners of TEUCU’s Online Survey Draw! Each winner will receive a $25 Gift Certificate from Cineplex Odeon. Don’t forget to fill out our latest online survey at www.teucu.com . Filling in our survey will enter you into a draw for one of two $25 RONA Gift Certificates. Odds of winning depend on number of entries received; draw closes May 15, 2008. For more information please give us a call at 416-542-2522.

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TEUCU E-statements are here! Sign up today!

You can now view your e-statement with all of your cheque images online! Just log into your Cyber Banker (Formerly HomeBank) as usual and on the left hand side there will be a link. You can have the convenience of viewing your statements at your leisure! There is no charge to view your statements online. If you would like to be signed up for paperless statements please call 416-542-2522 or visit us at either location, 14 Carlton Street or 500 Commissioners Street.

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2008 Budget…..

For those of you who are wondering about the Tax Free Savings Account announced in the 2008 budget; here is a little summary of the details for our members. Tax-Free Savings Account (TFSA) ·         The TFSA will allow Canadians to watch their savings grow tax-free throughout their lifetimes.·         Canadians can contribute up to $5,000 every year to their TFSA and carry forward unused room to future years. There is no lifetime limit and no tax on investment income earned, including capital gains.·         The TFSA can be used any way you like—for example, to buy a new car, pay for an emergency, finance a child’s wedding or bank-roll a dream family vacation.·         This TFSA becomes effective in 2009. If you have any questions or require more information please see the link below…


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The Personal 2007 contest winners

The Personal is pleased to announce the two winners of the 2007 “Win
$25,000” Contest.

   Fitzroy Graham, a Toronto Transit Commission employee
   Teresa Kaffko-Solomon-Weinman, a member of the Federation of Quebec
      Medical Specialists

Each winner was presented with a cheque for $25,000 from The Personal.

To enter the 2008 contest to win one of 2 cash prizes of $25,000 each,
simply call us for a quote at 1-888-476-8737 or go online to
If you’re an existing policyholder, your name has already been entered.

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This is very tragic.  Would you take the chance knowing how much Sharks enjoy ‘chumming’?  


Austrian dies after being bitten by shark during dive off Floridaat 0:41 on February 26, 2008, EST.THE ASSOCIATED PRESS  

WEST PALM BEACH, Fla. – An Austrian tourist died Monday after being bitten by a shark while diving near the Bahamas in waters that had been baited with bloody fish parts to attract the predators.  

Markus Groh, 49, a Vienna lawyer and diving enthusiast, was on a commercial dive trip Sunday when he was bitten about 80 kilometres off Fort Lauderdale, said Karlick Arthur, Austrian counsel general in Miami.  

Groh was in the open water without a cage or similar protection.  

The crew aboard the Shear Water, of Riviera Beach-based Scuba Adventures, immediately called the U.S. coast guard, which received a mayday from the vessel, said Petty Officer 3rd Class Nick Ameen.


 Groh was airlifted to a hospital, where he died. Groh was bitten on the leg, Ameen said but he could not be more specific about the extent of his injuries.  

It was unclear what type of shark was involved in the attack. The shark escaped before anyone could identify the species.  

The Miami-Dade Medical Examiner’s Office declined comment, citing an ongoing investigation by the Miami-Dade Police Department. A telephone message left for police was not immediately returned.  

A woman who answered the telephone at Scuba Adventures on Monday said the company had no comment.  

The company’s website says it offers the opportunity to get “face to face” with sharks. The site explains its hammerhead and tiger shark expeditions in the Bahamas are “unique shark trips…run exclusively for shark enthusiasts and photographers.”  

To ensure “the best results we will be ‘chumming’ the water with fish and fish parts,” the website explains.  

“Consequently, there will be food in the water at the same time as the divers. Please be aware that these are not ‘cage’ dives, they are open water experiences.”  

Why Me?

Identity theft is a growing concern in our society and we are constantly reminded about how to best protect ourselves from being victims.  All too often, however, I am witness to people not paying attention in their daily activities and find it not surprising that so much personal information is being stolen.  Recently, while I was shopping at a local grocery store, I witnessed a cashier ask another cashier what her cash code was.  The other cashier, too indolent to walk over to the one requesting the information, yelled “465234” for all in the vicinity to hear.  Not that this information really means anything to me personally but, if I worked there and wanted to take advantage of this information, how difficult would it be for me to do so?  We are all busy and it is easy to get caught up in our daily lives and look for conveniences much to the benefit of opportunists.  In this case, the cashier’s carelessness could have made her a victim.  Most likely at that point the cashier would also be thunderstruck that it happened to her.  Note to opportunists:  The code number depicted in this blog is fictitious.  Any similarity to any code currently used or expired is merely coincidental.


Last night I received an e-mail that I thought was quite interesting and decided to pass along.  Some you already know, others may be a surprise.  Enjoy! 

  • In the 1400’s a law was set forth in England that a man was allowed to beat his wife with a stick no thicker than his thumb. Hence we have “the rule of thumb”


  • Many years ago in Scotland , a new game was invented. It was ruled “Gentlemen Only…Ladies Forbidden”…and thus the word GOLF entered into the English language.


  • The first couple to be shown in bed together on prime time TV were Fred and Wilma Flintstone.


  • Every day more money is printed for Monopoly than the U.S. Treasury.


  • Men can read smaller print than women can; women can hear better.


  • Coca-Cola was originally green.


  • It is impossible to lick your elbow.


  • The State with the highest percentage of people who walk to work:


    • Alaska


  • The percentage of Africa that is wilderness: 28% (now get this…)


    • The percentage of North America that is wilderness: 38%


  • The cost of raising a medium-size dog to the age of eleven: £8,200


  • The average number of people airborne over the U.K. in any given hour:


    • 61,000


  • Intelligent people have more zinc and copper in their hair. (now that explains it!)


  • The first novel ever written on a typewriter: Tom Sawyer.


  • The San Francisco Cable cars are the only mobile National Monuments.


  • Each king in a deck of playing cards represents a great king from history:


    • Spades – King David


    • Hearts – Charlemagne


    • Clubs -Alexander, the Great


    • Diamonds – Julius Caesar


  • If a statue in the park of a person on a horse has both front legs in the air, the person died in battle. If the horse has one front leg in the air the person died as a result of wounds received in battle. If the horse has all four legs on the ground, the person died of natural causes.


  • Only two people signed the Declaration of Independence on July 4th, John Hancock and Charles Thomson. Most of the rest signed on August 2, but the last signature wasn’t added until 5 years later.


  • Q. Half of all Americans live within 50 miles of what?


    • Their birthplace


  • Q. Most boat owners name their boats. What is the most popular boat name requested?


    • Obsession


  • Q. If you were to spell out numbers, how far would you have to go until you would find the letter “A”?


    • One thousand


  • Q. What do bulletproof vests, fire escapes, windshield wipers, and laser printers all have in common?


    • All were invented by women.


  • Q. What is the only food that doesn’t spoil?


    • Honey


  • In Shakespeare’s time, mattresses were secured on bed frames by ropes.


When you pulled on the ropes the mattress tightened, making the bed firmer to sleep on. Hence the phrase……… “goodnight, sleep tight.”  

  • It was the accepted practice in Babylon 4,000 years ago that for a month after the wedding, the bride’s father would supply his son-in-law with all the mead he could drink. Mead is a honey beer and because their calendar was lunar based, this period was called the honey month, which we know today as the honeymoon.


  • In English pubs, ale is ordered by pints and quarts… So in old England , when customers got unruly, the bartender would yell at them “Mind your pints and quarts, and settle down.” It’s where we get the phrase “mind your P’s and Q’s”


  • Many years ago in England , pub frequenters had a whistle baked into the rim, or handle, of their ceramic cups. When they needed a refill, they used the whistle to get some service. “Wet your whistle” is the phrase inspired by this practice.


  • At least 75% of people who read this will try to lick their elbow!


  • Don’t delete this just because it looks weird. Believe it or not, you can read it.


    • I cdnuolt blveiee taht I cluod aulaclty uesdnatnrd waht I was rdanieg. The phaonmneal pweor of the hmuan mnid Aoccdrnig to rscheearch at Cmabrigde Uinervtisy, it deosn’t mttaer in waht oredr the ltteers in a wrod are, the olny iprmoatnt tihng is taht the frist and lsat ltteer be in the rghit pclae. The rset can be a taotl mses and you can sitll raed it wouthit a porbelm. Tihs is bcuseae the huamn mnid deos not raed ervey lteter by istlef, but the wrod as a wlohe. Amzanig huh?





    • You accidentally enter your PIN on the microwave.


    • You haven’t played solitaire with real cards in years.


    • You have a list of 15 phone numbers to reach your family of three.


    • You e-mail the person who works at the desk next to you.


    • Your reason for not staying in touch with friends and family is that they don’t have e-mail addresses.


    • You pull up in your own driveway and use your cell phone to see if anyone is home to help you carry in the groceries.


    • Every commercial on television has a web site at the bottom of the screen


    • Leaving the house without your cell phone, which you didn’t even have the first 20 or 30 (or 60) years of your life, is now a cause for panic and you turn around to go and get it.


    • You get up in the morning and go on line before getting your coffee.


    • You start tilting your head sideways to smile. : )


    • You’re reading this and nodding and laughing.


    • Even worse, you know exactly to whom you are going to forward this message.


    • You are too busy to notice there was no #9 on this list.


    • You actually scrolled back up to check that there wasn’t a #9 on this list.




Thanks for sending us the e-mail N & L!!  

Podcasts and QuickTax arrive at TEUCU

TEUCU now offers podcasts! Please visit our website at www.teucu.com and click on the left hand side under welcome to the family. For more information please call our offices at 416-542-2522. Also at the bottom of our new website you can see a link for QuickTax. Click on the link and you can receive a 20% discount. Please call for more information.

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On-Site visit from The Personal at 500 Commissioners Street.

On Thursday February 21, 2008, Stella Johnson from The Personal will be visiting our 500 Commissioners Street location to inform members about Home and Auto insurance. A TEUCU representitive will also be available to discuss RRSPs and to answer any questions members may have. The fun will begin bright and early  at 7am. Hope to see you there! 

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