TEUCU Holiday Hours

Holiday Hours:
Wed., December 24, 2008 8:30am – Noon
Thu., December 25, 2008 Closed
Fri., December 26, 2008 Closed
Mon., December 29, 2008 8:30am- 3pm
Tue., December 30, 2008 8:30am – 3pm
Wed., December 31, 2009 8:30 – Noon
Thu., January 1, 2009 Closed
Fri., January 2, 2009 8:30 – 3pm

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Attention TEUCU Members!

Our new ATM machine is scheduled to be installed at 500 Commissioners Street during the week of January 5th – 9th. There may be some disruptions to service during this time. We regret any inconvenience that this may cause.

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Winter Wonderland

Today the GTA was blessed with yet another day of snowfall. I would have to say that I considered today the first real day of winter. It was the first time this season that I had to drive with the messy road conditions. Experts are calling for more to come later on in the week. Winter is suppose to be a wonderful time of the year. The clean white winter snow just seems to make everything look a lot nicer.
Winter Wonderland

Unfortunetly for those of us that live in the city, we are not so blessed to see scenery like above. Instead, winter to us means the following:
For those of you that live up north, enjoy the scenery, clean fresh air, and untouched snow trails. For those of us that live in the city, drive safe, stay calm, and get ready for 3 more months of winter.

Crappy Wrappy…


When it comes to wrapping presents, most men tend to take a utilitarian approach.

The paper is likely to be roughly chopped, the sticky tape applied in industrial quantities and as for bows and ribbons — forget it.

It’s perhaps not surprising that presented with an immaculately wrapped gift, many women become suspicious that it may not have received the personal touch.

But one UK retailer is providing a wrapping service so shoddy the recipient will be left in no doubt her partner did it.

Firebox.com is paying 20 of its male forklift truck drivers and warehouse assistants to wrap presents as quickly as possible, using ugly brown duct tape and very little care.

And the $9 service, cheekily called CrapWrap, has attracted more than 500 customers since it launched last week.

Whether it’s a book, DVD or something trickier such as a kitchen utensil, the team guarantees to make a mess of it.

Parcels can even be dispatched in brown paper with a shoddily-tied pink ribbon.

Kevin Smith, 29, is proud to be the worst wrapper at the company’s London warehouse.

He said: “I am rubbish. We’re not given any instructions. I’m just asked to make a hash of it using lots of brown tape and making sure there are rips and untidy folds.

“It’s nice to get away from the normal work: cleaning, packing and moving stuff around. Wrapping is a good distraction.”

TFSA is almost here!

Season Greetings TEUCU Members!
The staff at TEUCU wishes all of our members a safe and prosperous holiday season and all the best for the upcoming New Year. TEUCU would also like to take this opportunity to inform our members about the upcoming Tax Free Savings Account (TFSA). You’ll soon be able to increase your savings by earning interest – tax-free! With the introduction of the Federal Government’s Tax-Free Savings program in 2009, all Canadian residents over the age of 18 will be able to have their money working harder for them without having to pay tax on the interest earned.
For information please check out our website at www.teucu.com. Members can also call our offices at 416-542-2522. If you would like to get the paperwork out of the way early and beat the rush in January just give us a call and we can get you started. You have already paid taxes on your hard earned money. Why not protect the interest it earns so it won’t get taxed again!

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Top Hangover Tips

It’s the season for family get togethers and work parties. Here are a few helpful hints to make it a little more manageable.

1. Mix up a homemade cure
Losing electrolytes after a night of heavy drinking can leave you feeling shaky and weak. Energy drinks like Gatorade contain key electrolytes such as minerals sodium, potassium and chloride, but may make you lose more water as your body tries to dilute sugars with its water supply. Julie Zepp, doctor of naturopathic medicine at the Regina Rehab and Family Medical Clinic, suggests avoiding products that list glucose, sucrose or fructose as a first ingredient. She recommends drinking a homemade mixture of water, honey, baking soda, salt and lemon juice or combining sea salt with pure unsweetened fruit juice.

2. Avoid the hair of the dog
Many frequent imbibers swear by a morning swig of alcohol, also known as “hair of the dog.” However, Wood and Evans agree that hair of the dog simply puts off the inevitable, so don’t down another glass of wine. “Drinking alcohol the day after a binge does not help with a hangover,” says Wood. “But it does prolong the process of metabolizing the alcohol.” Your liver attacks poisons in a certain order: ethanol first, then methanol. Adding more alcohol to your body disrupts this process and further delays your hangover recovery.

3. Cut caffeine
Others may choose to knock out a hangover with a strong cup of coffee, but you may be doing more harm than good when you’re gulping that java. “Caffeine may help temporarily reduce headaches associated with hangovers by constricting the blood vessels that may be dilated in the head and causing pain, but it is not a great remedy due to its dehydrating effects on the body,” says Zepp.

4. Take care with painkillers
Mild painkillers, such as Aspirin or ibuprofen, may help, but be sure to carefully follow the dosage because these pills may be hard on an already upset stomach. Some even claim that taking painkillers with alcohol can actually cause liver and kidney damage. Wood recommends taking a mild painkiller in the recommended dose the morning after.

5. Fry up breakfast
During an alcohol binge, free radicals can wreak havoc on your liver. Many imbibers rely on a traditional English breakfast (fried bacon, sausage, mushroom, eggs and tomato), which contains free-radical fighters that act as powerful antioxidants. So go ahead and order that big fried breakfast.

6. Fruit and nut bars are your friends
Alcohol attacks your body’s store of glycogen, an important energy source in your liver, breaking it down to glucose. For an energy boost, Zepp recommends fruit and nut bars, available at health food stores, for their ideal mixture of complex carbohydrates and protein. Vitamin C, a powerful antioxidant, also destroys free radicals and supports your liver.

7. Drink ginger tea
Ginger tea helps to calm an upset stomach. “Grate 1 tsp. of ginger or less into a saucepan with water and let it simmer for 15 minutes,” advises Zepp. “Remove from heat and add a dash of honey to taste.”

Most important, when you’re fighting the effects of too much alcohol, rest, drink lots of fluids and don’t worry — in 24 hours you’ll be feeling like yourself again.