According to the Financial Consumer Agency of Canada, fraudsters have discovered many new ways to steal your money and information thanks to the increased popularity of social networking sites, unsecured public internet access points and online activities like shopping, buying and selling, dating and gaming. Online fraud is the latest way to scam people, but it is not the only approach that is used.
The FCAC says the best way to aviod becoming a vistim of fraud is to protect your personal and financial information at all times. Fraud can be committed by anyone- somone close to you, someone in your community, or a distant stranger.
Here are a number of tips to help you prevent fraud, recognize it, report it and stop it.
- Never provide your personal or financial information unless you trust the person you are communicating with. Some fraudsters pretend to be from reputable organizations in order to get the details they need.
- Keep your personal information in a secure place and dispose of it by shredding it.
- Never email your personal or financial information.
- Be very wary of clicking on links included in emails, because they may lead to fraudulent websites pretending to be legitimate. Instead, enter the website address of the organization you are looking for in the address bar of your browser yourself.
- Before entering any personal or financial information, look for websites with addresses starting with “https” or that have a padlock image in the address bar. This will indicate that the information entered on these pages is secure.
- Keep your computer antivirus, firewall and spyware software up to date.
- Regularly check your accounts and statements for any suspicious or incorrect activity and report it immediately to your financial institution.
If you become a victim:
- Don’t be embarrassed to report it. Fraud can happen to anyone.
- Start a written log: write down when you noticed the fraud and the actions you took, including names of people you spoke to and dates of communications.
- File a report with your local police.
- Contact your financial institutions and any other companies (for example, your phone company, cable provider, etc.) where your accounts were tampered with, or are at risk of being tampered with.
- Advise Canada’s two credit rating agencies, TransUnion and Equifax. Ask them to put a fraud alert on your file.
- Contact the Canadian Anti-Fraud Centre‘s national anti-fraud call centre at 1-888-495-8501 or by email at:firstname.lastname@example.org.
For more information and tips on fraud preventio please visit TECUs website Alerts section!
Congratulations to Ross Mifsud whos name was picked to win an iPod Nano courtesy of The Personal at The Energy CU’s most recent onsite at 601 Milner. Please keep in mind that TECU’s next onsite will be at 6 Monogram from 7am-11:30am on 10 May 2012 to assist members with any questions or inquiries they may have.
TECU Staff and Representatives from The Personal Home and Auto Insurance will be at 601 Milner from 7am-9am and 5800 Yonge Street from 10:00am-3pm. to assist members with any questions or inquiries they may have. Drop by and say hello!
Please call to register your spot today! Last year’s members only golf day sold out in record time. To avoid disappointment please do not delay! For more information please contact either of our two offices 14 Carlton Street or 500 Commissioners or call 416-542-2522.
PLACE: Lakeridge Links Golf Course
DATE: Monday August 20, 2012
TIME:12:00 P.M. Shotgun Start (Registration 10:00am)
FORMAT: Four Person Scramble
COST: Preferred/ Infinite Members $45.00
Non-Preferred/ Infinite Members $85.00
(Includes Lunch, Greens Fee, Door Prize entry, Power Cart and ½ Chicken Dinner (Vegetarian also Available))
Dinner Only $40.00
To determine your “MEMBER STATUS” or to receive information on qualifying for “Preferred/ Infinite Membership”, contact TECU Staff at 416-542-2522.
We are pleased to advise you, effective immediately, Exchange ATM locations can now be downloaded to your GPS system. As a complementary service to our smartphone ATM locators, Garmin and TomTom specific downloads can be made from our website ATM locator page http://www.the-exchange.ca/default.aspx?PageID=1006&LangID=en. Additionally, we have added a generic, csv file download for other GPS systems.
Each file download is dynamically created which means it is 100% up to date with each download. While we are unable to provide instructions for every make and model, we have provided instructions for several Garmin and TomTom GPS models.
Now, not only can you get step by step instructions to find an Exchange ATM on your smartphone, you can also get voice commands in your car to take you to the nearest ATM in cities all across Canada.
We hope you will find this new feature very beneficial both at home and on your travels across Canada.
If you have any questions or comments concerning this information please contact our offices at 416-542-2522.
The Board of Directors announced that a dividend of 3.15% will be paid on 2 April 2012. Members are elegible to purchase an additional $1000 in Additional shares at TECU. Some conditions apply. For more information please call our offices at 416-542-2522.
The Kawartha community of Bobcaygeon, nestled along the Trent-Severn Waterway between Sturgeon and Pigeon Lakes, is the location of the famous Lock 32, the first Lock to be built on the Waterway in 1832. On this pleasant day trip into the Kawarthas, we’ll start in Peterborough with a Buffet Luncheon at the popular Carousel Restaurant. Following our luncheon, we’ll motor up to Bobcaygeon, where we board the 200-passenger ‘Kawartha Spirit.’ From Bobcaygeon, enjoy a 2 hour cruise across Pigeon and Buckhorn Lakes to the town of Buckhorn, where your tour coach will be awaiting your arrival. From here, we head to nearby Curve Lake for a visit to the famous Whetung’s Ojibway Handcrafts Store and Art Gallery.
Leaving Curve Lake we head for home. Sound interesting? Please give our offices a call to book your spot on the bus now! Space will fill up fast!
Don’t miss out on this chance to enjoy a day of fun and fellowship with other Energy Credit Union members. This member’s only event has a value of over $115, but our
Infinite Members can join us for only $75 and Essential Members for $95.
Please note that this fee is non-refundable.
MOTORCOACH PICKUPS DEPARTS RETURNS
Islington Subway (Aberfoyle Cres.) 8:30 a.m. 8:00 p.m.
14 Carlton Street (In front of Hydro Building) 9:00 a.m. 7:30 p.m.
Agincourt Mall (Bonis Ave.) 9:45 a.m. 7:00 p.m.
If you would like to upgrade your membership or book your spot on the trip,call our offices today at 416-542-2522. Please make sure to specify your pick-up location at the time of payment!
The Energy Credit Union Limited is sponsoring an introduction to ‘Qigong’ on Friday June 8th 2012 at 3:30pm at 500 Commissioners Street in Room A (beside the CU). The session will be approximately 2 hours. Although a private session could cost as much as $125.00 per person, your Credit Union is offering this exceptional opportunity to all members for only $20.00 per person!
But, better hurry; our facilities can accommodate a maximum of 20 participants!
What is QiGong?
Qigong is a series of gentle and focused physical movements that incorporate relaxation exercises. Its roots in ancient Chinese culture date back more than 4,000 years. Today, millions of people around the world practice qigong for many reasons, including exercise and recreation, prevention and self-healing, meditation and self-cultivation, and training for martial arts. It is said that the gentle, rhythmic movements of qigong reduce stress, build stamina, accelerate metabolism, improve blood circulation to increase youthful vitality, and enhance the immune system. It has also been found to improve cardiovascular, respiratory, circulatory, lymphatic and digestive functions. Qigong’s great appeal is that anyone can benefit, regardless of ability, age, belief system or life circumstances. Because it is low impact qigong is accessible for adults, children, seniors, people with disabilities –anyone!
What to bring?
An open mind, a desire to learn something new, comfortable clothing, sensible shoes and a passion to have fun! If you are interested in joining us please call our offices at 416-542-2522 to add you name to our list!
Meet your Instructor…
|| Joseph’s many talents include business owner and operator, operations management, writer, and speaker. In addition, Joseph has over 25 years experience with the art and science of meditation and healing beginning with his knowledge of North American native shamanic practices. Joseph is an avid practitioner of Qigong and has a strong background in the martial arts of Aikido and Jujutsu continuing to train and grow in these areas. We hope you can join us-What’s stopping You?!