Black Friday is usually celebrated on the fourth Friday of November. It is said that the event gets its name due to the fact that retailers traditionally operated at a financial loss (“in the red”) from January through November, and “Black Friday” indicates the point at which retailers begin to turn a profit, or are “in the black”. When you are a member of the Energy Credit Union, you will find that you are a part of something different. We’d like you to spend all your Fridays “in the black”. So, with everyone buzzing about Black Friday, why not do Black Friday the Energy way? Get your accounts from red to black! Why not take a moment to take our Money Maintenance Check to see if there are any things you can do to get yourself out of the red and into the black. Maybe you need to consolidate those high interest Credit Cards. Perhaps there is a big purchase on your horizon and you’d like to start tucking some cash away each payday. For those of you who are able to do this small step this year, maybe you can take advantage of next year’s Black Friday sales and pay in cash! Get that RRSP line of credit so you can start taking advantage of those tax shelters that you have been missing out on. Call our offices today at 416-238-5606 and we can get you on the path to your own personal Black Friday!
In Flanders Fields
In Flanders fields the poppies blow
Between the crosses, row on row,
That mark our place; and in the sky
The larks, still bravely singing, fly
Scarce heard amid the guns below.
We are the Dead. Short days ago
We lived, felt dawn, saw sunset glow,
Loved and were loved, and now we lie
In Flanders fields.
Take up our quarrel with the foe:
To you from failing hands we throw
The torch; be yours to hold it high.
If ye break faith with us who die
We shall not sleep, though poppies grow
In Flanders fields.
November is Financial Literacy Month (FLM). FLM is coordinated by the Financial Consumer Agency of Canada and encourages organizations from the public, private and non-profit sectors to collaborate and promote the financial well-being of Canadians. Here at The Energy CU we are joining in with our Money Maintenance Check. All members who receive a CU loan in the month of November will have the option of receiving a complementary copy of “A Canadian’s Guide to Money-Smart Living” By Kelley Keehn. Throughout the rest of the year this book is available to those members who opt to participate in our Money Maintenance Check Program, but during the month of November we’d like to high-lite the importance of financial literacy and the well being that it can bring to our members and their families. The lending process at the Energy CU gives us a unique look into the member’s full picture. Sometime this acts as a wake up call to members and other times it acts as a confirmation that they are in the right track. If you are interested in a loan or a Money Maintenance Check why not contact us today. Just call our offices 416-238-5606. Financial Literacy is something that all our members can benefit from!