The Merry Little Christmas Loan Special is now here!

Get approved for our Merry Little Christmas loan and you will receive a sweet introductory rate of 2.17% until March 1st, 2017. The introductory rate of 2.17% will last on all approved loans from now until March 1, 2017. This is for New Money Only and there will be no loan blending if you happen to have a current loan with the CU. On March 2nd 2017, we will be having a draw and the winner will receive all the introductory interest they paid on the loan back!

In cash, right to your account!

So, obviously the sooner you apply and are approved, the more potential interest could be returned to you if you win!.

As an added bonus we are having an early bird draw with this loan and anyone who applies and is approved before noon on Dec 13th 2016 will be entered into a draw for 2 raptor tickets for the…

Raptors vs Hawks game on Dec 16th, 2016. Tickets are valued at $508!

This early bird draw will be held at 3pm on December 13th, 2016 and we will arrange with the winner to pick up the tickets from the S/C location.

Chances of winning depend on number of entries received. Some conditions apply.

*Introductory rate, rate increases to a variable loan rate based on the Credit Union’s prime rate of 3.00%+4% APR or the rate reflected in the variable rate Loan agreement on March 1st, 2017. Annual percentage rates, terms & financing limits determined by credit history. Chances of winning depend on number of applicants. New money only. Limited time offer. Promotional rate subject to change at any time, additional discounts do not apply. Cannot be combined with any other specials. Membership required. PPSA Fees & other exclusions may apply.

 

Energy CU Black Friday!

Black Friday is usually celebrated on the fourth Friday of November. It is said that the event gets its name due to the fact that retailers traditionally operated at a financial loss (“in the red”) from January through November, and “Black Friday” indicates the point at which retailers begin to turn a profit, or are “in the black”. You see crazy shoppers on the news fussing and fighting over Black Friday sales. Don’t believe the hype! When you are a member of the Energy Credit Union, you will find that you are a part of something different. We’d like you to spend all your days “in the black”. So, with everyone buzzing about Black Friday, why not do Black Friday the Energy way? Don’t go crazy at the malls, spend your Black Friday getting your finances in order. Get your accounts from red to black! Take a moment to take our Money Maintenance Check to see if there are any things you can do to get yourself out of the red and into the black. Our staff can help you set a path that fits you and your needs. Maybe you need to consolidate those high interest Credit Cards. Perhaps there is a big purchase on your horizon and you’d like to start tucking some cash away each payday. For those of you who are able to do this small step this year, maybe you can take advantage of next year’s Black Friday sales and pay in cash! Get that RRSP line of credit so you can start taking advantage of those tax shelters that you have been missing out on. Call our offices today at 416-238-5606 and we can get you on the path to your own personal Black Friday!

November is Financial Literacy Month!

November is Financial Literacy Month (FLM). FLM is coordinated by the Financial Consumer Agency of Canada and encourages organizations from the public, private and non-profit sectors to collaborate and promote the financial well-being of Canadians. Here at The Energy CU we are joining in with our Money Maintenance Check. All members who decide to participate in our Money Maintenance Check  will have the option of receiving a complimentary copy of “A Canadian’s Guide to Money-Smart Living” By Kelley Keehn. The Money Maintenance Check sometime acts as a wakeup call to members and other times it acts as a confirmation that they are on the right track. If you are interested in a Money Maintenance Check why not contact us today. Just call our offices 416-238-5606.  Financial Literacy is something that all our members can benefit from!

In Flanders Fields

In Flanders fields the poppies blow
Between the crosses, row on row,
That mark our place; and in the sky
The larks, still bravely singing, fly
Scarce heard amid the guns below.

We are the Dead. Short days ago
We lived, felt dawn, saw sunset glow,
Loved and were loved, and now we lie
In Flanders fields.

Take up our quarrel with the foe:
To you from failing hands we throw
The torch; be yours to hold it high.
If ye break faith with us who die
We shall not sleep, though poppies grow
In Flanders fields.

-John McCrae

Still using that old MemberCard?

All Energy CU members currently holding an older Energy CU MemberCard issued before 2014 can expect a new card in the mail this month! Your new ATM/Debit card will be flash enabled and will come with a new PIN in a separate envelope. Once you receive your new card please call our offices at 416-238-5606 to make sure it is activated. All older cards will be deactivated by December 1st, 2016.

If you have any questions please do not hesitate to contact our offices for more information.